Individual health insurance can be expensive, but will be worth it if you have a catastrophe. Insurance experts agree that you should insure yourself against the worst possible situation, and pay the highest deductible you can afford. You want to make sure that the enormous bills will be covered in case of an emergency. To get the most for your insurance dollar, major medical coverage should be the first thing you purchase. Purchase health insurance while you have a clean bill of health to avoid the risk of being turned down, or higher premium payments. Consult an insurance agent in your area for more information about individual coverage plans.
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